Corporate, Commercial and SME Credit Underwriting Department / Specialist / Senior Specialist

Requirements for the position:

• University degree (Economics/Finance); • At least 2 years of experience in the banking sector; • Proficiency in MS Office software; • Fluency in Azerbaijani; • Knowledge of English; • Ability to work effectively in a team; • Attention to detail; • Time management skills; • Communication and interpersonal skills

Key responsibilities: • Evaluate loan offers submitted by the Bank's branches; • Verify the compliance of loan offers with laws and the Bank's loan policy; • Assess the borrower's creditworthiness, analyze their financial condition, conduct research on the borrower and the sector in which they operate, identify and measure credit risks, and fulfill relevant tasks specified in the Bank's internal regulations; • Present evaluation results to the manager and assist in preparing the credit opinion; • Ensure timely delivery of credit opinions on loan offers to branch managers; • Coordinate with relevant departments to resolve issues and problems, and report results to the manager; • Participate in customer visits, together with the manager and/or branch/sales units, when necessary; • Monitor changes in laws and regulations related to credit risk management, and contribute to updating internal rules, processes, and methodologies accordingly; • Comply with the Bank's established rules regarding AML/CFT and Financial Sanctions (FS);

Please send your CV to: [email protected]